at the end of july, we made an offer on a house we liked, which i found online only because of z's lead crisis, which turned out to be nothing. our offer was accepted, and it was contingent on selling our house & closing by oct 30th. we quickly de-cluttered our house, moving a sofa to a friend's house, packing up non-essentials, and making several trips to goodwill, all in a flurry while gma & gpa tigard watched z. the cats went to live with our friend and saviour, r. mid aug our house went on the market. one month of showings ensued. no solid offers, but lots of interest, so we asked for an extension to close by nov 30th. more showing craziness went on (which involved me cleaning the house meticulously before EVERY showing, sometimes even baking cookies or brownies, and hiding all of z's stuff). several times we would have to vacate the house only to find out that the lookers had flaked out or cancelled after the fact. after many more open houses & showings, several people made offers. two of them didn't pan out, so we accepted the remaining one. nov 20th was the date by which we were to close on our current house. our buyer was to close on the sale of his condo (on which his offer for our house was contingent) on nov 12. we seriously started packing the weekend before the 12th. however, the 12th came, and he didn't close, simply because the lending industry had not factored veteran's day - a holiday - into the mix. that's totally understandable, as veteran's day was a new holiday this year, and thus easy to overlook (NOT). grr. thus began our troubles. i think he finally closed on his condo on friday the 13th. on friday, our agent said we'd sign to close on our current house on tues or wed (the 17th or 18th). she asked if the buyer could move some things into OUR HOUSE - either the garage or the bedroom in the basement, while we moved our things out. this request has made me more & more upset. #1 - in our agreement with the buyer, we are renting our current home back from him for 2 weeks. we have TWO weeks to move out. THE HOUSE IS STILL OURS. that totally defeats the idea of RENTING BACK. #2 - we need full access to the garage in order to move all of our stuff out, and we cannot do so with his junk in it. #3 - moving his stuff to the bedroom in the basement was not an option because a queen bed does not fit down the stairs - that's why our box springs have been hanging out in our garage for the past 4 months. #4 - i do not want to be liable for anything happening to his junk, as i was still teaching, and had people going through the garage & basement. our realtor told the buyer no, and that she would help pay him to move his stuff from his parents' house to our house once we're out (which is so ridiculous, because his agent should have advised him to schedule a much later moving date than the 19th. she totally dropped the ball on this one).
anyway, j ended up signing on the thursday. throughout the waiting/inspection period, both our agent and our mortgage broker said we would close sooner than later. not quite. it is now tuesday, and our current house just closed yesterday. we're still waiting for the funds to go through. it's 1:45 pm, and we don't know yet if we will close today, or tomorrow (wed), or perhaps next monday, due to the thanksgiving holiday. oh wait - i just got an email saying "funded" from my mortgage broker, and told j, but he said "they still need our current house to go through." i have no idea what is going on, if we're being told the truth about anything. all we can do is wait. we were told something about the buyer's lender changing his software 3 weeks ago, and that the buyer's entire file was deleted, and they had to resubmit documents. there's no excuse for that - 2-3 weeks ago. he should've been on top of things. and there are rules with banks and underwriters and the whole motley crew, about things needing to be wired by 10:30am, or they won't be accounted for until the next business day. in this day and age, those things just shouldn't be.
so WHY am i so upset about all of this? what's the hurry??? it's all about the schedule. i had every single thing lined up. even so, there were bumps. such as, last monday, all of a sudden, our cat sitter had to get rid of vinny & persia because she's moving and the landlord wanted to start showing the apartment. she never let the landlord know she had our cats, and should've paid a deposit. luckily j's parents have been able to take care of them for the past week, but they're the ones hosting thanksgiving this year, so the cats need to be out of their house with plenty of time to clean. i'm very lucky i had time in my schedule to go pick them up and transport them to canby, with z in tow. for over a month, i've had the carpet surgeon scheduled to clean the carpets in the new house, which needed to be done because there were awful blood/oil stains on the 2nd floor, all before all our junk was moved in. j planned to take this week off from work, and i cancelled all my students. i scheduled the movers for wednesday. we needed to move this week because my mom has the week off from her language program, so she could watch z. packing was hard enough with him running around, un-packing everything and getting into things that weren't so safe for him. we also had workers scheduled to begin framing the basement for drywall on monday (yesterday), which had to be pushed to today, which had to be pushed to monday, which means more time i have to teach upstairs, around the cats, around z. and the buyer's realtor came asking for a key yesterday, which we didn't give to her, because the buyer shouldn't have one until we're out of here. i don't want him moving things in while we're still here.
time is so valuable, when you're self employed, and when you have babies. everything has to be planned out. on top of all of this, somehow i had a massive miscommunication with my pianist. in the past two days, i've had to reschedule all the rehearsal time slots on the next two weekends in a hurry, before we lose our phone and internet on wednesday. we'll be without both until saturday, due to the holiday. saturday is my birthday. i get to spend it unpacking and waiting for the fios verizon people. i do have a lot to be thankful for. but honestly, i have no idea how these lending industry people keep their jobs, with all the mistakes that have been happening.
as of now, something has funded, but something involving funds through us bank has not. something got screwed up last night. sigh. what a gong show. that's all i have to say.
and i miss my pumpkin.
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